Talking on your cell phone while washing your car is a really bad idea.
I was doing this and was wearing a Bluetooth headset with my phone in my bra when I bent over to dip the sponge and my phone fell in the bucket. Water was running out of the keyboard.
Took the phone all apart, SonyEricsson T610, and laid out all the pieces to dry on my roof out in the sun. Put it all back together and the display didn't work so I took it apart again and dried the display with a hair dryer. Put it all back together again and it is working great.
Life is good again. lol