I'm not a very charitable person, at least not when it comes to giving money. Plus I pay for everything with my debit card so I usually have almost not cash on me.
Some of the worst smelling humans that I have ever had to walk by sit outside the local 7/11 where I live begging for money.
It's a bitch living in the tropics where bums have all kinds of tropical fungus and bacteria growing on their warm moist bodies.
Smelly readers banned from library