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Originally Posted by Head Boy
I think Visa will be an also ran on the Net in 5 years. They are a pain in the bum and rely on a bit of plastic (even if it's called a virtual Visa). They also advertise their support of buyer fraud, and that can't be giving sellers a warm glow. SMS billing and email transfers have got a bigger future. Banks also seem to be making a few cautious steps into online transfers. PayPal offering credit for some purchases shows another level of maturity for net friendly payments.
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I have to agree somewhat...third party private label processors are getting more popular and i do see a future for them...