My point on all this is basically that I have never seen one that works that good or make decent pages. I may feel this way because I have a shitload of templates already that I can swap colors & things around in in the same amount of time that it takes one of these scripts to make me a piece of crap where I have to guess if the banner would look ok without looking at the template ahead of time
BTW, incase you haven't figutred it out yet, Far-L is the friend I'm helping out