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Tom I don't know much about MS. I bought it last year and returned it as I needed to pay for the online service. I use QB 2005 now and it allows me to connect to my credit card accounts and bank accounts (both personnal and business accounts are seperated) over the internet, DL any changes daily and cheap track of spending, payments etc. Having touched both I would have to say QB seems easier. I would think with MS you should have some wizard interfaces to make life easy
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