O wow I didnt know that you could place images in any folder, I thought it had to be in the "images" folder like your home page must be titled "index" so I guess that anwsers my question.
Robot.txt Seems to be set up right. I read the article you were referring too just now. I can access it from
http://www.myurl.com/robots.txt
I guess it just takes a few times for the report to go through on google webmaster tools. I have noticed just recently it will not report a new craw of my site until about 3-4 days after the fact.