Ray and I have been in communication and I will be calling him today. I am definitely going with StrongBox. Seems to be my ideal answer after all of these years of hackers, hurlers, and pirates.
And I am also about to start an affiliate program charging $24.95 .. so I hope I get some "willing" webmasters too...
Thanks so much for the tip and I thank Ray for his fast communication with me. I'll be in touch!
Linda