Quote:
Originally Posted by Jim
I think the problems come from people getting insurance on their own without a group. All local chambers of commerce offer health insurance. And when you get it from them, you are considered an employee. The only information the insurance company asked for after I paid our chamber $100 to join was Name and SSN.
If you join alone, insurance companies can charge you any amount they choose and even have a $5000 deductible. To do that to you while you are in a group, they have to charge the entire group the same.
I would love for everyone to be able to use our insurance company but it's only available to people in Central New York.
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Is that NY apple or something like that??? I remember we had them (or something apple related in the name) and they were excellent. We had 2 employees and multiple family members and it was still fairly resaonable. .
RC: One of my son's friends is in the biz here and swears he can get me a great policy at reasonable rates. It remains to be seen. However our only pre-existing condition is fat. Who knows how that might effect our deductible/monthly payments.
If it's any good i'll email you. I think NV is one of the few states that has no uninsured pool and offers a state policy.
