It's MVP Healthcare. It has an apple in the logo but that's it. NY doesn't have a pool either but they have a law that says if you are insured for 11 months, you can't be turned down by anyone. We were not insured for 11 months and just got lucky, I guess. I mean, damn...we had the pre-existing condition of cancer.
I have seen stories of people that get insurance on their own and when something happens, their rates go as high as $50k/month. I am willing to pay the $100/year to be part of a large group.
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