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Originally Posted by tigermom
Interesting. Can you please point us to some data about this? I'm not sure at all that this is the case.
I agree that pre-checked boxes under the fold is shady at best. I would think that anyone who gets screwed by those has the sense to contact their CC company and get their money back. Next you would have a lot of charge backs and then the companies would stop - right? I wonder why this isn't happening - maybe not enough people fall for this trick?
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I have to agree with tigermom, it's devious but if the CC companies were really getting enough complaints (chargebacks) then they would jump in and monitor the vendors. They do this in mainstream so it would be foolish to assume that they don't do it in adult.
I process just under $1,000,000 in credit cards annually in my mainstream businesses, and chargebacks are rare, but the merchant account companies hate them - they cost way more in time and effort than the CC companies will ever recover so if there truly were too many, we'd see a change in the rules.