In looking over the last month's stats for some code I wrote umpteen years ago that somehow stands the test of time and still does processing, 71% of the charges handled through it to a particular series of sites are Visa.
53% visa, 27% mc, rest are amex/discover on a non-adult merchant account.
I can tell you that some of the solo girl sites that start out, are frustrated until they get visa processing set up. I don't think you can afford not to take visa.
If you are going to try things without an affiliate program -- just to toss your own traffic, Verotel does have a 'ticketclub' membership which has a volume cap that you could use to get started. Earn your $750 on your own traffic then sign up with ccbill or paycom.
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