So far none of this affects users other than the ones dumb enough to enter their administration user ID and password when the Trojan needs it to be installed.
It's pretty easy to write malware for the Mac. You can write stuff in AppleScript that enters commands in Terminal, even I can do that, but unless you can trick the user into giving out their user ID and password you can't really do anything.
This all reminds of the Phishing scams that try to trick you into giving your personal information. Unless you are dumb enough to fall for them they are nothing more than an annoyance.
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