ouch Cleo!
yea, looking into it may be a good idea, you never know when someone snagged your info and is posing as you..and may have totaly fubared up your credit...
and yea, charges have been getting tougher to make evver since the banks tightened up on credit/lending, they canceled/tightened up alot of peoples credit without any real cause, and in your case, maybe without notice...
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