I've been processing with Zombaio since 29/01/2008 2:10 PM and have had no issues with them to present. I opted for weekly payments but you can elect daily, there is a 1 week hold and no reserve either.
Payments arrive like clock work for me each Friday arvo my time and they've not missed a beat. The 4.9% processing rate is pretty attractive too (Euro region account setup + Zombaio as primary to qualify for the discount rate).
They also do have a bare bones affiliate system you can use but I just plugged my paysites into Nats and connected to them. It is pretty basic so I wouldn't recommend it, seeing as Nats is only $150 a month for comprehensive stats tracking.
-N
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The afp ownz all your base.
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