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In my experience over the years, I'd have to say the newer surfer would be more apt to pay....
But, I do agree, these days they are getting screwed around so much it might be a deterent....also, now that I think about it, newer surfers might be more leary putting in their cc info after listening to the media time and time again report about breeches yadda yadda yadda
It really is a tough call....
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