Those are good points, thanks GG.
I'm going to give it some serious thought over the weekend while I finish up designing the site below. All that concerns me is my lack of knowledge in running a pay site. I've been designing for about 9 years and I can do gals/fs/avs etc in my sleep. A pay site is just totally knew to me.
I know I'm a pain in the arse, but would you be available for brain-picking along the way if I go ahead with it?

And I bet Jim - if he's willing - would give excellent info on the webmaster referral aspect.
Right, back to work. Thanks again, dude!