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2009-02-23, 11:52 AM | #1 |
WHO IS FONZY!?! Don't they teach you anything at school?
Join Date: Jan 2005
Location: Vegas
Posts: 47
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Chargebacks & Refunds 2009
Mostly for owners, but also for affiliates who see this in their stats.
Maybe it's the credit crunch & the economy causing people to do these things... but I had a grand total 8 chargeback/refunds for all of 2008. Less than 0.10% [and 5 of those came near the end of 2008] It's only Feb of this year and I'm already at 9! And all were fraud in the sense they continued to access the member’s area and download updates right up to the day they cancelled! I totally understand if somebody forgot to cancel... but this is outright fraud. Has anyone else seen this trend? Or is this just an unusual blip on my radar? Any & all thoughts welcomed. JJ |
2009-02-23, 12:14 PM | #2 | |
Porn Blog Addict
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2009-02-23, 12:19 PM | #3 |
Subversive filth of the hedonistic decadent West
Join Date: Mar 2003
Location: Southeast Florida
Posts: 27,936
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Up here as well.
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2009-02-23, 02:32 PM | #4 |
They have the Internet on computers, now?
Join Date: Jul 2006
Posts: 148
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I had 22 CBs last year, also mostly at the end of the year, and in 2009 I'm at 10 now, 8 of those are in the past week, and it really started to bother me.
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2009-03-04, 07:40 PM | #5 |
Rock stars ... is there anything they don't know?
Join Date: Mar 2007
Posts: 18
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people start to count their money, checking bills ets..
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2009-03-05, 08:07 AM | #6 |
If you really need money, you can sell your kidney or even your car
Join Date: Apr 2007
Posts: 374
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Chargebacks are up for me as well, miraculously last year i didn't have a single chargeback. This year im up to 5.
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2009-03-05, 09:10 AM | #7 |
Trying is the first step towards failure
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I've had an increase in chargebacks, but it's not from the people. It's from the issuing banks.
Since Feb. I've been contacted by no less than 10 people that were wondering why their accounts where disabled. When we told them it was due to chargebacks they were surprised and had to contact their credit card companies. Banks are having trouble and are trying to cover their ass. |
2009-03-05, 11:31 AM | #8 |
Me fail English? That's unpossible!
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Stats Remote tells me for 2008 I had 20 credits (0.92%) and 10 chargebacks (0.46%). For 2009 I have 3 (0.67%) credits and 0 chargebacks so far.
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2009-03-05, 11:40 AM | #9 |
Trying is the first step towards failure
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I guess I should put my chargebacks in percentage terms as well.
I've done over 180000 transactions since Feb. 1st. .006% It's still an increase though. |
2009-03-10, 01:43 PM | #10 |
Rock stars ... is there anything they don't know?
Join Date: Mar 2009
Posts: 17
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They are going to get worse this year as is CC declines as people max out their cards.
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2009-03-10, 02:36 PM | #11 | |||
If something's hard to do, then it's not worth doing
Join Date: Oct 2005
Posts: 249
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Quote:
Banks' Future Woes: Plastic which contains this snippet: Quote:
Quote:
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"TGP2 Queen" and yes, still crazy! My TGP2 articles on right hand side |
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2009-03-10, 02:30 PM | #12 |
Porn Blog Addict
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Its getting really frustrating
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2009-03-31, 02:50 PM | #13 |
Rock stars ... is there anything they don't know?
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This has been a thorn in my side since November of last year. We have also seen a very large spike in CB's from MC.
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2009-04-07, 02:51 AM | #14 | |
I want to set the record straight - I thought the cop was a prostitute
Join Date: Jul 2008
Location: Los Angeles
Posts: 297
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Rick Latona Speaks His Mind About Domain Auction
Domainer Rick Latona comments on the weakness in the adult industry after disappointing domain auction at The Phoenix Forum. Quote:
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2009-04-07, 08:39 AM | #15 |
Certified Nice Person
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A year from now, you'll all be punching a clock somewhere.
Put a fork in it -- it's done.
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Click here to purchase a bridge I'm selling. |
2009-04-07, 09:45 AM | #16 |
What do you mean, my birth certificate expired?
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Yeah If you can find job!
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2009-04-07, 09:01 PM | #17 |
A woman is like beer. They look good, they smell good, and you'd step over your own mother just to get one!
Join Date: Feb 2009
Posts: 53
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Has anyone else considered the more-than-likely scenario that banks will begin to simply block/filter any non-tangible online transaction similar to what they are doing with gaming? Almost like reverse scrubbing I suppose.
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The Stroke King's Adult Reviews |
2009-04-07, 10:16 PM | #18 | |
If something's hard to do, then it's not worth doing
Join Date: Oct 2005
Posts: 249
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Quote:
Over the past 6 months I have been hearing anecdotal evidence that these credit card issuers are resorting to more and more desperate tactics as delinquency and default rates rise: reducing credit limits (sometimes to *below* the account balance!) and offering cardholders a discount to pay off their balances and close accounts. The companies that issue and hold these credit card accounts are in dire financial straits, and have been since at least September when the credit markets seized up and unemployment began to spike. A few posts up, I posted links to articles about credit card delinquency and default rates hitting record highs for the month of February. Soon the numbers for March will be released, and I am expecting the trend to continue with yet new record rates. If pending legislation in the US congress gets passed and signed into law, look for even more troubles for the credit card issuing banks, as several of their nasty tricks are on the chopping block: * universal default * rate jacking * double-cycle billing * marketing to minors Source article at CNNmoney Even if the legislation fails again, universal default and double-cycle billing will be against Federal regulation in 2010.
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"TGP2 Queen" and yes, still crazy! My TGP2 articles on right hand side |
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2009-04-11, 11:17 AM | #19 | ||
If something's hard to do, then it's not worth doing
Join Date: Oct 2005
Posts: 249
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Quote:
Quote:
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"TGP2 Queen" and yes, still crazy! My TGP2 articles on right hand side |
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2009-04-11, 08:20 PM | #20 |
WHO IS FONZY!?! Don't they teach you anything at school?
Join Date: Mar 2007
Posts: 45
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Shit continues to get worse.
I just had the worst period since fall of 2005 |
2009-04-12, 08:29 AM | #21 |
I want to set the record straight - I thought the cop was a prostitute
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Sales are still good but credit card rebill declines and chargebacks are higher than ever before by quite a significant margin.
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IW skype blance8888 icq 15567120 |
2009-04-19, 05:51 AM | #22 |
That'll teach you to leave your sister unattended.....
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Not seeing an increase in chargebacks - but declines are up and returned check (ach) are way up. Many of these are from European (can you say German) debit cards.
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