Going to be really scarce for a little while.

[Jim]

Originally Posted by RedCherry

Welllll having tried to switch insurance companies and got denied with two different insurance companies due to pre existing very mild asthma, Michael Moore isn't full of shit on most companies.

May I ask who you are with? Maybe I can get a quote from them and save us some money. MadHatter and I pay alot for ours and to get our rates as low as they are we have a 5,0000 deductible a peice.

And good luck to you and your wife, she has been in my prayers for awhile. I'm so sorry that is happening to you.

I think the problems come from people getting insurance on their own without a group. All local chambers of commerce offer health insurance. And when you get it from them, you are considered an employee. The only information the insurance company asked for after I paid our chamber $100 to join was Name and SSN.

If you join alone, insurance companies can charge you any amount they choose and even have a $5000 deductible. To do that to you while you are in a group, they have to charge the entire group the same.

I would love for everyone to be able to use our insurance company but it's only available to people in Central New York.