Sponsor has accused me of fraud.

[DollarManSteve]

You have to understand a sponsor programs position in situations like this. There are 2 kinds of fraud

a) Fraud detected by the processor (known stolen credit cards, fraudulent alogrithms, etc)
b) Fraud as determined by the sponsor program's in-house Risk management department

In cases involving a) there is little the sponsor program can do. When you use a 3rd party processor your business is completely dependent on maintaining that relationship. Also, the vast majority of the time it IS the webmaster who is directly reponsible for the fraud. There are cases where the webmaster can be a 'victim' - but ultimately - the webmaster should not expect to profit from the fraud. The best a sponsor program can do is compromise: remove the commissions from the fraudulent sales and open a new affiliate account for the webmaster.

Usually in b) cases, it is clear cut fraud. Not many programs I know will make decisions completely on their own... but if they do, they are fully confident that they no longer want to do business with the webmaster in question.