Oops, kind of fucked up with my quote there

I'm in the multivitamin department too. I'd seriously consider moving to Canada except it's too doggone far north. :D

Ooh, a fellow Zonie!

I miss green stuff but not white stuff. I think BC might be quite hospitable... ;)

I got a group insurance through my other job.
Neo

that would be a good spinoff buisness, selling health insurance to webmasters

I am looking at that Tommy. Not selling but more sharing. The larger the group, the cheaper the insurance is. I talked to my insurance guy and he told me that if I could get just 10 people, we would be considered a group.

We have an HSA. If you want to save $5k a year tax free without spedning more then you should ask your accountants about one.

Jim, I for one would be interested for sure :)

wow!
If you can swing this I would definitely want the details Jim. I mean depending on how you would select who could participate in this. :D

Jim, I would be interested but don't you need 10 in 1 state?

Group insuarance can be a little cheaper but the big advantage is that there is no limit on how much an insurance company can raise premiums on individuals. Like if you get cancer they can raise your rates to $1,000,000 a month effectively cancelling you. Most states don't allow them to do that with group plans.

I'd like to see where this goes too, Jim

Actually, I think you could have a GreenguyandJim affinity group that would be covered by a plan. Similar to many of the organization plans out there, you wouldn't require all people to be in one state. I think the National Chamber of Commerce and a few of the Industry groups do this. The issue here is each state is still maintained as a group, and would require individual pricing -- at least when I checked it about two years ago and I think each state requires 2 people in a group.

Then you have to figure out which plan is right for everyone. With Aetna & BCBS, you can't mix and match PPO & HMO and Catastrophic in the same group. So, since I have 3 employees, and the wife unit wants PPO, everyone gets PPO until I have enough people that I can have two groups. Florida also mandates that an employer pays 50% of the plan coverage for any employee. I don't think affinity groups have that same restriction.

It is a cool concept.

Yep, with NY involved especially. They have some funny laws regarding health insurance.

I've got an individual policy through BCBS. Pretty freaking expensive.

ARS used to offer some kind of health insurance. I never looked into it but I assume it was some kind of group thingy they arranged.

Group health insurance for webmasters. That would be really cool. :)

Group insurance would be nice.
And I like the thought of the GG&Jim policy :D

Same here :)

it's a must to have a health insurance here - and also expencive: about 300$/month

I knew I should have added another option to the poll as soon as I saw it - probably too late now :(

I get free health care from the VA. The closest hospital is an hour and 45 minutes |angry| away. VA care sucks, but it's free.

Sign me up for GreenguyandJims Healthcare Plan |bananna|

I am also insured through hub's insurance from his "day job" - and we recently switched from a Blue Shield HMO to a government-based Blue Cross PPO and I love it. It costs a little bit more (about $500/month for 4 of us) and there is that $500/year co-pay per individual for non-regular type costs (for example: hub's asthma treatments, etc.) but compared to an HMO it's WAYYYYYYY worth it.

For example, my sister gets IEHP (Inland Empire Health Program) from the county out here in California - a free/low-cost kind of medical care program from the state... her coverage is better than the HMO we had before that we were paying $425/month for... I had a knee injury that took 5 weeks for MRI approval... she had a turned ankle and got an MRI the same day....

I think a webmaster insurance program is a great idea - I hope you guys pull it off. I know there are many who could have benefited from this over the years...

|thumb

I have been on the phone for about 2 hours now guys. It looks like a good family plan would cost between $250-$300/month. The problem is the logistics of everything.

Oh yeah, Smitty, I also have free medical through the VA. The last time I went there for my bad knee, they wanted to fuse it so it would not bend. Every Doctor I talked to after that laughed. Including the one that did surgery and fixed it. I would not go to the VA hospital for anything.

Jim, 250 to 300 is about 1/2 to 1/3 of some of the prices I have been quoted thats great :)

I already have a health insurance, my ex husband is paying it for me..lol
What's with the sig jim and greenguy? oh okay, i'm quite busy that i haven't read the latest adult webmaster newsletter..=) do i get punishment for that??? uh oh...

I used to have insurance when I had a job but I quit it back in 2002 so atm nothing. :(

Just be on the safe side & do whatever our sigs tell you to do :D

say what ????

ohhh.... its becouse u guys live in a country that favors the rich and lets the poor suffer and die ;)

no where i come from its free to go to the hospital, go to university, driving on the road ect
here we even gets paid to go to school. 800 $ a month from the state :)


my gf just had platic surgery to fix her breats ( not a common boob job ) and guess what ? 0 $

The rich and poor have good insurance. It's the middle of the road that have to suffer.

Lalalalalalaaaaa... not listening :D

(I take it that since it was free she had them... whats that word... uhm.. reduced... in size?)

|mml|

Yeah I have HI for my entire family and it costs a bundle.

Yes I do.

oh okay.. ;)

Yup I own a really big box of bandaids :)

I have some very good insurance

Thats a fact right there Jim. I make to much for the state to pay for everything and make way to little to afford a good insurance policy. But with 2 growing boys and various issues with my own health it is high time that I get me a good policy.

WELL SAID! |headbang|

In the UK healthcare is free.
Why do you think Ronnie Biggs (Great Train Robber) left Brasil for England and traded his freedom for good healthcare when he got ill?

I just thought that he liked tea. ;)

yuppers i have health insurance. i have an awesome health and dental plan with United Healthcare. |headbang|

Yes I have health insurance. I'm covered threw my husbands work. We have Cigna health, dental and eye care. It sucks though because it's so expensive, and the RX coverage keeps going up. He gets paid twice a month and they zap his check for it. Not much we can do though we have to have it and they know it.