I'd like to see where this goes too, Jim

Actually, I think you could have a GreenguyandJim affinity group that would be covered by a plan. Similar to many of the organization plans out there, you wouldn't require all people to be in one state. I think the National Chamber of Commerce and a few of the Industry groups do this. The issue here is each state is still maintained as a group, and would require individual pricing -- at least when I checked it about two years ago and I think each state requires 2 people in a group.

Then you have to figure out which plan is right for everyone. With Aetna & BCBS, you can't mix and match PPO & HMO and Catastrophic in the same group. So, since I have 3 employees, and the wife unit wants PPO, everyone gets PPO until I have enough people that I can have two groups. Florida also mandates that an employer pays 50% of the plan coverage for any employee. I don't think affinity groups have that same restriction.

It is a cool concept.

Yep, with NY involved especially. They have some funny laws regarding health insurance.

I've got an individual policy through BCBS. Pretty freaking expensive.

ARS used to offer some kind of health insurance. I never looked into it but I assume it was some kind of group thingy they arranged.

Group health insurance for webmasters. That would be really cool. :)

Group insurance would be nice.
And I like the thought of the GG&Jim policy :D

Same here :)

it's a must to have a health insurance here - and also expencive: about 300$/month

I knew I should have added another option to the poll as soon as I saw it - probably too late now :(

I get free health care from the VA. The closest hospital is an hour and 45 minutes |angry| away. VA care sucks, but it's free.

Sign me up for GreenguyandJims Healthcare Plan |bananna|

I am also insured through hub's insurance from his "day job" - and we recently switched from a Blue Shield HMO to a government-based Blue Cross PPO and I love it. It costs a little bit more (about $500/month for 4 of us) and there is that $500/year co-pay per individual for non-regular type costs (for example: hub's asthma treatments, etc.) but compared to an HMO it's WAYYYYYYY worth it.

For example, my sister gets IEHP (Inland Empire Health Program) from the county out here in California - a free/low-cost kind of medical care program from the state... her coverage is better than the HMO we had before that we were paying $425/month for... I had a knee injury that took 5 weeks for MRI approval... she had a turned ankle and got an MRI the same day....

I think a webmaster insurance program is a great idea - I hope you guys pull it off. I know there are many who could have benefited from this over the years...

|thumb

I have been on the phone for about 2 hours now guys. It looks like a good family plan would cost between $250-$300/month. The problem is the logistics of everything.

Oh yeah, Smitty, I also have free medical through the VA. The last time I went there for my bad knee, they wanted to fuse it so it would not bend. Every Doctor I talked to after that laughed. Including the one that did surgery and fixed it. I would not go to the VA hospital for anything.

Jim, 250 to 300 is about 1/2 to 1/3 of some of the prices I have been quoted thats great :)

I already have a health insurance, my ex husband is paying it for me..lol
What's with the sig jim and greenguy? oh okay, i'm quite busy that i haven't read the latest adult webmaster newsletter..=) do i get punishment for that??? uh oh...

I used to have insurance when I had a job but I quit it back in 2002 so atm nothing. :(

Just be on the safe side & do whatever our sigs tell you to do :D

say what ????

ohhh.... its becouse u guys live in a country that favors the rich and lets the poor suffer and die ;)

no where i come from its free to go to the hospital, go to university, driving on the road ect
here we even gets paid to go to school. 800 $ a month from the state :)


my gf just had platic surgery to fix her breats ( not a common boob job ) and guess what ? 0 $

The rich and poor have good insurance. It's the middle of the road that have to suffer.

Lalalalalalaaaaa... not listening :D

(I take it that since it was free she had them... whats that word... uhm.. reduced... in size?)

|mml|

Yeah I have HI for my entire family and it costs a bundle.

Yes I do.

oh okay.. ;)

Yup I own a really big box of bandaids :)

I have some very good insurance

Thats a fact right there Jim. I make to much for the state to pay for everything and make way to little to afford a good insurance policy. But with 2 growing boys and various issues with my own health it is high time that I get me a good policy.