epassporte
 

With all the news about PayPal I figured I would look into alternatives. A few of the sponsors I am promoting have switch to epassporte so I figured I would to... did you know they charge your credit card when you sign up?

I emailed them to find out what was up because I really dont want to have to dish out money in order to use their service, I'll save the cash and keep putting my checks in the bank.

Anyway, here is the reply I received from them:

Dear Cardholder,

Please find below the information you requested:

The load fee is standard for all customers and is not negotiable.

FEES OF EPASSPORTE PERSONAL ACCOUNT

Virtual Card Activation Fee FREE

Load/Reload Fee $5 per $100 or portion thereof


Thank you for using ePassporte.

Regards,

Dreana
ePassporte Cardholder Services
cs@epassporte.com
Toll-Free from US: 1-877-388-1332
International and US: 1-310-301-2001

... I like that line.. Thank you for using ePassporte - HAHAHA I don't think so!

Terry

I have no problems with epassporte. It works much better than waiting for a check to arrive then finding time to deposit it. :D

Too bad there's a $500 cap on it & you can't wire money to & from your normal bank account.

Jim's busy today, or else he'd be here sharing more of his horror stories.

GG

I move my monies within 24 hours of deposit. Leaving an average balance of $200.00

How do you move it?

I use the electron card at my local ATM.

So were back to what I said - it'd be nice to transfer money to & from your personal bank account :)

Re: epassporte
 

It's only a pending charge.

https://www.epassporte.com/secure/ep...eq=faq#newq3.2

I love it. Flash cash signed me up for it and just deducted the charge from what they owed me one pay period. Sine then a lot of my sponsors started using it. I just let the money build up and take it when I need it. When I need to buy something or need quick cash. (For instance I just took out cash fir the webmaster party this weekend.)

I also send people money with it and pay for things online. The only time I am charged is when I send someone money and it's only like $.25 or something. I like it way better then Paypal.

I would like to be able to transfer funds right to my bank though.

Hello Board....

First time here. But I'm no newbie. For those of you who may not know me or have been under a rock for the last 7 years, my name is Rand and I'm with Epoch / Paycom / ePassporte.

So, Terry, the load fees quoted to you are correct for a personal account that you obtain yourself, but, you can get one from a sponsor without loading anything at all and therefore have no load costs. ;-) - Or depending on your needs, a business account has no load fees either and is funded via wire transfer instead of by credit card. There are ways to make ePassporte work for you.

Swedguy, you are correct. Thanks for pointing out the right info.

Greenguy - Nice board. I'll be back. And, if you need more than a $500 cap on transfers we can accommodate that. The $500 cap is a default and can be raised. CS@epassporte.com can tell you how. It's simple.


Dr Bizzaro, be careful what you ask for, you might just get it. |shake|


I'll hang for a bit in case you guys have more questions.



http://www.epochsystems.com/images/r...ner_120x60.gif

[quote]Originally posted by Rand
[b]Hello Board....

First time here. But I'm no newbie. For those of you who may not know me or have been under a rock for the last 7 years, my name is Rand and I'm with Epoch / Paycom / ePassporte.

So, Terry, the load fees quoted to you are correct for a personal account that you obtain yourself, but, you can get one from a sponsor without loading anything at all and therefore have no load costs. ;-) - Or depending on your needs, a business account has no load fees either and is funded via wire transfer instead of by credit card. There are ways to make ePassporte work for you.

Swedguy, you are correct. Thanks for pointing out the right info.

Greenguy - Nice board. I'll be back. And, if you need more than a $500 cap on transfers we can accommodate that. The $500 cap is a default and can be raised. CS@epassporte.com can tell you how. It's simple.


Dr Bizzaro, be careful what you ask for, you might just get it. |shake|


I'll hang for a bit in case you guys have more questions.

Rand - 1st off, nice to see you here on the board :)

2nd, like I stated above, if Jim was not offline today, you'd be getting an earful. He's jumped thru all the hoops & still has a $500 cap. I'm sure he'll post everything once again when he gets back online.

As far as the overall concept of ePassporte, I am happy with it, but the transfers to & from our personal bank accounts were on of the things that were "comming soon" when you released this back in Jan 03 - that's my major problem with it.

Welcome to the board, Rand. I believe you came to the Flash Cash board when they started with instant payments.

I like EP and it's a feature I look for when I signup with a new sponsor (since I'd rather not chance checks getting to me in the uk), but I also second Greenguy's comments. I'm very curious indeed as to why you still haven't integrated wire transfer. You're losing out on massive financial transfers, so it surely can't be "executive decision" which is holding you back.

Can you give any indication at all as to when you might integrate transfers?

Let me fill in for Jim.
" I like Epassporte but they´ve promised for a year+ that they would add the option to transfer money to your bank account and I am still waiting."


With that said I haven´t heard any "HORROR" stories from Jim about Epassporte only complaint I heard from him was about the option to transfer to ones own bank account. I love Epassporte I´ve used it for 11 months and 22 days and never had a problem.
I got my account thru ARS and paid the $40 for an account and a Electron card. In a few days I have to pay the same $40 fee again and its with a smile on my face I do it. As an webmaster located in Europe they saved me a lot of headaches.

[quote]Originally posted by Rand
[b]Hi Rand,

Is there an easy way to have a third party pay money to my epassporte account with a CC without them having to register for their own account and go through the CC confirmation routine?

Opti

Rand
When my mother passed away, I tried to increase my limit. I filled out the EpassPorte forms to do this 3 times and spoke to you and others. Everytime I faxed this (sensitive) information to EpassPorte, I was later told, "we didn't get it, could you send it again?". I really wanted to use EpassPorte during that time. But, with your people losing faxed copies of my SSN, driver's license and other sensitive material, I lost all confidence in the people behind your product.

We have been hearing for well over a year that the ability to transfer funds directly to our bank accounts was "coming soon". And now, I can transfer money using my cell phone. Tell me, what possible use would anyone have for transferring money using their cell phone?

There are a lot of people that are using EpassPorte because I told them it was the greatest new product since sliced bread. For those people, all I can say, I'm sorry...I was wrong.

Surfn
For you, being able to take a few hundred out with your Electron card may be fine. But, I have a friend that started getting paid through EpassPorte by every sponsor he could a while back. He made much more than $500/day. And, every day to get his money, he had to go to an atm and withdrawal $500. See, he went through the same thing I did trying to get the limit raised. The ability to withdrawal $500/day from an atm was anything but convenient. He now gets paid by checks.

So there I have it. Good stories, bad stories. I just know that I dont agree with the fee to open an account.. not that Im a cheap bastard or anything (I am) but thats not the point.

I agree with GG&J on this one and I will not use, nor will I refer anyone to it until either of them approve of it, that I promise.

Thanks for your reply Rand.

Terry

Don't get me wrong...I have no real horror stories other than trying to get my limit raised at a very difficult time in my life to no avail.

And, I still do use it frequently but with a lot less money than I wanted to. My limit is still $500 even though I have faxed all the sensitive information required 3 times. That information must be floating around someplace :)

EpassPorte is good...my only problem is it could have been great. But hey...at least if I want to send money through my cell phone for some reason I can't quite come up with, I can :)

Jim

Since I have taken advantage of epassporte with several sponsors I usually have more than 500 per day deposits too. It would be nice ( we are in agreement here) to use their interface to transfer funds to my banks. :)

which sponsor can create me an account?
I have not yet managed to signup which is ridiculous

their stupid verification is a joke
i cant check my charges online ....

Flash Cash will sort it out for you.

My issue with ePassporte was it took us a solid 3 months to get set up. I would have wished for that to be completed within a month, but with any new process, it has to be perfected.

Rand, where are ya with the answers? We would also like to know what timeframe you have in mind when you say that the ability to transfer money to our bank accounts is "coming soon".

What do we tell our affiliates when they begin asking us how to raise their cap? How long does it actually take? How long should it take? Does it ever actually happen?

Thanks in advance for the response.

**Hi, all, btw! Intro post is on its way! :)**

Welcome to GreenguyandJim, taboo_gal
|waves|

I would really like to think that my experience with getting my limit raised was isolated. I know some people that have had it successfully done.

As I said, epassporte is a very good product. But, with some work, it could be great.

Setting up epassporte was a very trying experience for us. I think there may have been just a couple of weeks where we didn't have some sort of problem getting money paid to webmasters. But things finally seem to be settling down a bit. I guess my biggest beef was the system was no where near ready when launched and I feel like we did too much beta testing. At least we didn't catch a lot of crap from webmasters over it :)

Hi, Jim! Thanks for the welcome.

It is a good service. I agree, though, that it could be better. All new things have a process to iron out and I totally understand that. We live with it everyday. :)

It would be nice, though, to have reassurance from them that issues such as yours are very rare and isolated. Knowing that there is a process in place to prevent such, to handle it promptly upon receipt or resolve mistakes quickly would certainly make one using and promoting their service rest easier.

i submitted a form on the epassporte site months ago and havent heard jack squat back ...|banghead|

As a paysite owner using Epoch/Paycom, I have some issues with ePassporte.

Mainly, Epoch/Paycom is diverting signups whose CC is already blacklisted to allow signups via ePassporte. Problem is, I have no ePassporte account and so I am not paid for those signups to my sites, and Paycom gets to keep all the money.

Paycom is essentially forcing me to open a business account with their privately-owned bank, ePassporte, ($100 minimum balance required, no less!). And even when I do get paid for those signups, well, as people have pointed out, I can only use that money for other ePassporte transactions - I can't transfer it into my company bank account.

No, I cannot opt out of Paycom's practice of sending CC fraudsters to ePassporte and giving them unpaid access to my sites, I can't get the $100 minimum payment just to open an account waived, and I can't transfer those payouts anywhere.

I don't think I should be required to help capitalize Epoch's private banking venture as a condition of having my Visa and MC transactions handled by them. Oh, did I mention they still will take the 15% off the top? Of course they will, while earning interest on my mandatory $100 payment.

To add to my processor woes this month, iBill was insisting on charging my $750 for Visa registration renewal even though my account with them has been closed for a year and a half. Finally got that one straightened out, I hope.

Are there any IPSPs left anywhere that have a freakin' shred of honesty and integrity in their dealings with webmasters? Or are we stuck with incompetence, extortionate scams, and hostility to the clients who presumably make them their $$$? |pissed|

lassiter - I know of an up and coming ipsp that we are using with our content partner for CHAMPS. If you are interested, hit me up on icq - 85868511.

Thanks man, I'm here to help if I can and try to have a good time doing it.

Have Jim contact me directly with the details and I'll find out what happened. It really is a simple thing to get the defualt raised.

As for being able to move funds to or from a bank account, soon is a relative term. |firstdown . However, soon really is soon now. Get ready to be happy VERY soon. I'll bring good news to your board in a matter of a few days.

Rand, I did contact you directly. Along with Clay and several others. You wrote to me and asked if I my limit had been raised yet and I said no. That was the end of our conversation.

It seems as if you glossed over an awful lot of information within this thread. I understand you are a busy man. Damn, we are all busy. But, your answer is very telling when it comes to epassporte's all around customer care.

I remember when this was happening. I think you may have cc'd me on something. When CS was telling you that you that we did not receive it, that's what it means. We can't lose something we never received. Of course we would want to help you in anyway that we could, under any circumstances, but especially in that situation. I think it's unfair to say that due to that particular situation that you lost "all confidence". I'm not saying mistakes can't happen. Anytime people are invloved, mistakes can happen. But, ePassporte is a service organization and there is no incentive for them not to provide you with the best service that they can within their rules. If you had a bad experience, I'm sorry that you did. But that does not reflect on the whole product.

Quote:

We have been hearing for well over a year that the ability to transfer funds directly to our bank accounts was "coming soon". And now, I can transfer money using my cell phone. Tell me, what possible use would anyone have for transferring money using their cell phone?

As for transferring money to your bank account, see my post to GreenGuy. That's all I'm saying about that right now. As for being able to move money from your cell phone.... you could check your balance at any time without having to be online or find an ATM, you could transfer money to any other account from anywhere... to your kids, your bookie, your babysitter, whomever... I mean... it's just an added flexibility. What you do with it is up to you. You could send money to friend in need anywhere in the world without getting out of bed.

Quote:

There are a lot of people that are using EpassPorte because I told them it was the greatest new product since sliced bread. For those people, all I can say, I'm sorry...I was wrong.

No you weren't wrong so no apology necessary. You had an experience that didn't go as smoothly as it should have and seem to have got a bad taste in your mouth, but that's curable. There are a LOT of benefits to ePassporte and you know it as much or more than most.

Quote:

Surfn For you, being able to take a few hundred out with your Electron card may be fine. But, I have a friend that started getting paid through EpassPorte by every sponsor he could a while back. He made much more than $500/day. And, every day to get his money, he had to go to an atm and withdrawal $500. See, he went through the same thing I did trying to get the limit raised. The ability to withdrawal $500/day from an atm was anything but convenient. He now gets paid by checks.

If you think about it, there had to be a damn good reason to have any kind of limitations / parameters on a brand new product being launched into an industry known for, shall we say less than honoralble practices. Enough said about that. Being able to move money from eP to your bank account is huge and requires a lot of work and planning to make it right. See my post above and hold your breath. No kidding.

Jim, you're right. I'm a busy man. I was busy writing that long reply to you while you posted this. I'm going through this thread and spending some time on your board to help. I just got here man, give me a break!

Lassiter, I'm getting to your comments.

Indication: Soon. Very soon. Get ready to be happy.

I apologize Rand for jumping the gun. I'll be leaving shortly but will take a look either later or tomorrow morning.

Verification is not a joke. It's about stopping fraud.

Sounds like you're trying to do eP Verify. If you are in the U.S. and can not check your pending charges online, then you shoud call your bank and they can tell you. If you are not in the U.S. then you may indeed have problems with currency conversion. There are other ways to verify. VBV (Verified by Visa) being the best. Write to me directly with your specifics and I'll tell you what you need to do. Rand @ Paycom.net

No worries. No harm. No foul. |shake|

I think I have less than 10 posts on this board so far. Workin' on it.

I'm gonna be off the grid soon until Monday, but I'll be checking in next week.

Affiliates will probalby need to have a verified account in order to increase their withdrawal amount. That could be done by adding a verifiable load card to their account, or perhaps by submitting identification papers. The time to increase the cap should not take more than a few days. And yes, it does actually happen.

Rand:

Thanks for replying.

I like ePassporte. I understand ironing out new processes. I even understand delays in development. What I do not understand is the evasiveness and the defensiveness in your replies. That is so not consistent with the service I received from Amparo. Yes, the process was longer than what I wanted it to be, but she never came across like this.

Well, heck, even Amparo doesn't return my calls these days. |huh

Never said she's the most punctual on getting back with me. As I mentioned before, it took us sometime to get set up. What I am saying is that her personality and attitude is (or was on my experience) much better than what we are getting here today. :)