[cd34]

With tax preparation costs included, my effective tax rate this year was 4.71%

in 2002, I think it was about 7.7%. In 2000 I think I was at 28.1% (including 6 months of Maryland residence). Don't just file taxes with your accountant -- use him for tax planning. I send mine my quickbooks files every quarter and he lets me know where I am, what I need to do to get where I want to be.