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Originally Posted by emmanuelle
As a paysite owner, I have no issue with ccbill's scrubbing. The scrubbing is for a good reason; to weed out fraud (and therefore chargebacks). Chargebacks really p*** me off. Finally, since it is ccbill's merchant account that I am using, I want them to do everything they need to, to manage their own chargeback average. I don't want them going under because of scamming surfers.
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That's pretty much exactly correct. If a merchant is using their own merchant account through a PSP like VXS, then they are free to blow it up with too many chargebacks. If CCBill allows too many chargebacks and the IPSP master merchant account goes down... then EVERYBODY that is using CCBill will go down.