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Originally Posted by emmanuelle
As a paysite owner, I have no issue with ccbill's scrubbing. The scrubbing is for a good reason; to weed out fraud (and therefore chargebacks). Chargebacks really p*** me off. Finally, since it is ccbill's merchant account that I am using, I want them to do everything they need to, to manage their own chargeback average. I don't want them going under because of scamming surfers.
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what about those who sign up with perfectly legit cards with perfect credit and still get declinded? for sure its happening as i've tested it myself at a couple places (tho not ccbill).
i think if ccbill really wants people to stop bitching about scrubbing they need to let affiliates see when a card is declinded. someone could think they are getting 10-20 declines a day and blame the scrub but in reality could only be 1-2 and just isn't promoting properly or has poor traffic. personally i find the big sites that use ccbill still convert well.