OK, that's pretty much what I thought you were asking.
I would agree that reinvesting 100% of net profit for the first year is a good idea, assuming that you will have some net profit to reinvest during the first year. When I got back into this biz two years ago, after a lengthy hiatus, it took me 6 months just to get where I was making enough each month to cover my hosting fees. There's a huge learning curve.
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