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I mailed you back yesterday I hope it cleared things up.
But this is how it works.
The virtual VISA is a debit card and when a sponsor puts a pending charge on your account they have 30 days to complete the transaction so we must hold the money for those 30 days, if we didn't it would open up for fraud.
If we dropped after 7 days and the account holder emptied his account and then the merchant completed the transaction on day 9 we would be out the money.
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