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Every number that I've had stolen was on a card that I never used on the internet.
It was the pizza guy I bet too.
Bank has always given me the money right back and just had me fill out some forms that they mailed to me so it isn't something that I really worry about.
I only use debit cards these days and I check my accounts at least once a day. My bank has locked my accounts a few times when I bought something and I had to call the bank to let them know that it was really me buying something but I don't mind as it is better then dealing with the hassle of having a card number stolen.
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