I keep a really close eye on my accounts. Since their online banking really does suck, I use their telephone banking.
I am wondering about the credit rating too. I guess I will find out everything they are willing to tell me tomorrow. I think they are just trying to find a way to get rid of me. They started putting a 2 week hold on all my out of the US checks about a month ago.
None of it makes any sense. Of course, I don't see how they can make much money from me. Once an account hits several thousand dollars, I take it out in cash
I learned long ago not to trust banks. When I was running Ultracash, I could see overnight loans my bank was making with my money. They would pull out between $500,000 and $1,000,000 each night and put it back around 6AM. When I asked about it they told me it helped make my checking accounts free.