Hiya Raven.
I saw your other thread too and I wish I had some better suggestions for you.
We've had to modify our site and content many times over the years to conform to billing companys' requirements. We use CCBill and Verotel. I don't know of any good way around paying the Visa fee (and renewals).
My best suggestion would be to try to develop as close a relationship as you can with some of the people who do compliance checking for the billing companies you use. Find out what you can and can't get away with showing and then stay inside the guidelines.
I expect things to get a lot tighter regarding all kinds of extreme content in the future, and combining certain elements can give you problems. Blood, weapons, and anything that "seems" non-consensual can be trouble.
Good luck on getting things straightened out with Verotel. I don't have a good contact there anymore, since we do most of our business through CCBill now.
I haven't seen him posting much lately, but Darryl McDade from Verotel is a member of this board. His username here is
DMc and his listed email is
MrD@verotel.com
Hope that helps.
Simon