Heh heh, I know what you mean...
I'm the dude who always chooses the slowest line in the super market. Either the cashier is half a sleep or has the attitude that I'm only working here, and works real sloooooow....

or then there is someone who digs the purse up after all groceries have come and give a bonus card and bank card and cannot choose if they charge Visa card or bank card...or they buy something that didn't have a price tag, and wild phone show starts...
With banks I'm lucky. Last time I was in bank was 2002 when I changed finnish marks to euros. I love my online bank.
I try to avoid phone customer services. My wife almost burned her cables when she tried to change burned CD player to new one via phone - it still had guarantee.
Don't know about webmasters - I'm always ready to try something new...sometimes it works for me, sometimes not.
I'm sure there is people in all businesses who like to play a millionaire - and those who really are. I have made good money with porn, and I have sucked too. As they say, welcome to the roller coaster. Well, all businesses are the same.
I also have been lucky with companies that like to deny responsibility. After buying a 52K modem access to Net, my wife's job place gave her free ADSL. As my company use it also, I pay the ADSL bill and her job payed the hardware. That ISP won't f'**k with big company that pays for high speed connection and hundreds of ADSL lines every month.
I don't know what Klondyke is, but I hate it when I forgot to buy something and I run out of it in Sunday - we don't have 24/7 shops here yet.