I had a server catch fire a few years ago, it happens sometimes. I was down for about 8 hours while my host re uploaded everything from his backup and was totally up to date about an hour later. I pay slightly more than most and it's worth it. My host is pretty much unknown outside of the adult biz so wouldn't qualify as "popular" but you get what you pay for.
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If the Environment was a bank, they would have saved it by now.
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