i look at mouseovers in a similar way as i do with sales people. when you walk into dillards and they ask you "can i help you?" you automatically reply "no" even if you do need their help.
its a conditioned response and no one wants to be sold something. when you have a url
Code:
http://hotteensluts.com/tour1.php?affiliateid=1548consoles=1
etc, its analigus to saying to the surfer "can i help you?"
its even worse when the site you are selling is Hot Teen Sluts which is plastered all over the banners and ads but the url is
Code:
http://maximumcash.com/tour1.php?site=HTS&affiliateid=15437
people do look at where the link is going and i think you are doing yourself a disservice if you dont use mouseovers (especially the correct "onfocus" mouseovers cleo has on that page she posted)