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Welcome to the board.
Your best option in my opinion is to NOT buy into any program that offers you to build your site from the ground up, blah blah blah, we'll make you rich, blah blah blah.
Buy a site that is online now that makes money. Buy a free site Link List or TGP that has traffic already and that makes money. Typically you'll pay 6-12 months income for a free site someone is selling. The beauty of any free site is it runs itself, you don't usually have to do anything so you can take some time to learns the ins and outs of the industry a bit more from it and from the webmaster boards like this one.
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