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It depends on what you're going to do for those "couple months". If your going to be spending it building traffic, and don't figure to have many sales anyway for the first few months then it may not be a big deal.
However, if you already have a traffic source and feel you'll be making sales right away, then pony up and pay the fee. The overwhelming majority of CC sales are Visa, or Visa debit cards. If you don't accept Visa you'll be leaving alot of money on the table.
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