hi all, i never post on boards but you guys are cool and i can help with this thread so here goes...
i have used ccbill for years - i checked my declines
2007 - 11%
2008 - 12%
2009 - 13%
so yes they have been going up but not by much at all
its the economy. consumer confidence is at an all time high (people are scared of what is to come) and credit card companies are screwing people (paysites use CC)
FYI i'm a bit of a sneaker freak but i ain't bought no new kicks in months. same for your average porn consumer they will make do with their free stuff for now
ride it out! i assume you didn't spend all your money when we were all coining it in? things will get better
