The moving companies do something similiar. Even if it is the fault of the company most people elect the 0.60/lb option. Full value protection is much higher. Most of the time the big moving companies have a 3rd party come and crate the plasmas or lcd/led tv's. Then it is on the 3rd party companies if those get damaged.
My claims were very low. Worst I've had that was my fault was I broke a big green egg grill and had to buy the customer a new one at $900.00

. He did have full value protection on his stuff.

Some people have used ABF trailers and hired some of our local guys to load the trailer for them at their hourly rate and just paid our guys cash. Basically the dispatcher would ask if someone wanted to go help a family load their own trailer and get some cash on the side.
The ones I liked to haul were Old Navy stores fixtures. It paid for exclusive use of 53' trailer and it was no touch freight. Didn't cost me anything in labor just drive and pay fuel. Last one of those I did went from twin cities to freeport, ME.
You can talk freight anytime lol
I like being off the road but I still miss it and have that itch to take a run somewhere.