Don't get me wrong...I have no real horror stories other than trying to get my limit raised at a very difficult time in my life to no avail.
And, I still do use it frequently but with a lot less money than I wanted to. My limit is still $500 even though I have faxed all the sensitive information required 3 times. That information must be floating around someplace
EpassPorte is good...my only problem is it could have been great. But hey...at least if I want to send money through my cell phone for some reason I can't quite come up with, I can