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Pam, the answer you would get for "detrminatal to your health" would be either get your lawyer / third party to be your official record keeper (you don't have to personally on site specific) or GET OUT OF THE BUSINESS if you don't like it.
Remember, most important, these are PROPOSED rules, and they have tried to PROPOSE thigns before and they died. Hundreds and thousands of bills get put on the order sheet for a year, and only a few dozen manage to squeek through in the end.
The sky ain't falling until they pass it - and even then, I am sure there are some interesting loopholes to be found to make it all work out in the end.
Alex
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