Lisa - although usually we seem to be able to avoid that level of scrutiny - the guideline they are using is in their "Editorial guidelines"
Dialers
Google is dedicated to providing relevant and high-quality ads that contribute to a positive user experience. Therefore we do not permit ads or ads for websites that are associated with dialers in any way
They have recently been enforcing that "websites that are associated" phrase and some people I know have changed sponsors to someone that doesnt have that join option (which for the niche you're working on I can think of two right off the top of my head)
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