[WTS_andy]

Any possibility of getting you to try ACHdebit for ACH processing???
Everybody that has compared services, has seen more $$$'s per check signup and continues to do their Checks with us!

Here are a couple of things to consider:

** We can do any price trials... even free trials.
** We will be offering Canadian ACH from the same join page on Feb 15th. (don't know about your traffic, but most of our clients see 10%-20% traffic from Canada)
** We will be validating checking account numbers in real-time within 1 month (this will cover 50% of the DDA accounts in the US. This means much lower returns and less "free-loaders")
** We have the largest negative and positive database of Adult ACH on the 'Net. We do not limit any throughput unless we are sure that it is no good.
** We offer a Loyalty program on cancellations. You can offer your members the chance to stay on at a reduced rate. If they do not accept, we direct them to the URL of your choice.
** We allow cross-sells on checks, increasing revenues tremendously
** We don't charge you unless the funds are collected. There are NO other fees.
** We will do a 5%, 3 month reserve.
** We can offer you a 12% processing rate. Volume discounts available.
** We have an in-house collections department that goes after bad check writers. We collect the funds owed to you and add them to your settlements.
** We have the ability to let you pay out your partners on settled check funds instead of pre-authorizations.
** We can handle any type of partnership or pay-per-sign-up program and will even pay your partners if you like.
** We introduced ACH to the Adult 'Net and have 6 years experience in ACH processing.