well... this isnt from the perspective of a paysite operator, but it may say something.
I was curious about signing up with vividcash to promote their sites, so I just signed up for the trial to see how easy it was to sign up, cancel, what content they had inside, etc...
my credit card which I know was working was at first declined through CCBill and I guess they had cascading processing (not sure exactly how it works) because I got approved by another proccessor.... the processor and vivid both got paid because i had a legit card and paid my bill, but CCBill didn't get paid because they declined my card
I dont know much about cascading billing, but doesnt this whole arguement about how much each proccessor scrubs just support having cascading billing and alternative payment options in place? Is it that expensive or hard to set up a cascading system?