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		#10 | 
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			 Banned 
			
			
		
			
			
			Join Date: Aug 2008 
				
				
				
					Posts: 14
				 
				
				
				
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		 That is the fine imposed by Visa or Mastercard. But we have a chargback rate of less than 0.25%. This is basically to cover people using the service to defraud. 
		
	
		
		
		
		
		
		
		
		
		
	
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