I voiced a similar question on the boards about 4 years ago. Full-timers in the industry don't have the same benefits that someone working for a large corporation or in the public sector gets. Once I left my old career in health care behind me, I also gave up a full benefits package including a very good dental plan, health insurance, travel insurance, death benefits, and a retirement fund that was 50% matched by the hospital!
Yes, I gave all that up.... but 3 years ago I got myself an insurance/investment broker. This guy put together some great plans for me, an mix of RSP's, mutual funds, insurance investments, and various other investments, both short and long term. I feel a lot better these days about having enough backup incomes in case..... in case the unthinkable happens. |goodnight
I know a lot of webmasters that are making their money and just.... doing not much of anything with it other than living it up. If you're one of these types, you really need to start thinking about the future, and maybe putting something into some funds that include an insurance claus.
|