What Boogie said.
I'm in great health and have been most of my life, but shit happens. In 98 an ex of mine came to town and shot me six times, one of those if I can't have you no one will things. Anyway a whole lot of surgeries later I'm fine, but the bills came to over a million dollars. I'm very thankful that when I was renewing my contract in another business of mine I had them include medical insurance in my contract. Because of this I got very good medical care and was not left with killer bills.
Medical insurance is very important.