No wonder sales suck. Two of my own cards declined in two days.

[JustRobert]

I see a lot of denied cc's on rebills so gotta figure there is a ton of them out there on the initial purchase as well.

More then likely you have a great credit score whereas the majority of the US population have medium scores. The recession/depression created a credit mess which is probably more to blame for lack of sales then lost homes/jobs or even torrents/tubes.