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1 good point, the other not so much... I agree that it gets the surfer closer to making a impulse 1click sale and understand that.
But using a CC as a source of age verification has already been ruled as a inadequate means of age verification by a number of courts. So you are no less legally protected. Just as a example my 10 year old daughter has Visa debit card in her name attached to her savings account and certain there's millions of other minors that now have the same.
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