Looking for Info on Payment Processor

[CLINKS]

Hello all,

Been reading the boards here for a few weeks for advice, but this is my first post.

We are currently using CCBILL, and I am looking at switching to Zombaio (a site I found out about here in Webmaster Resources).

The fact that you don't need a merchant account, and that they are advertising a rate of 4.9% is very attractive. Plus they seem to accept all currencies, types of credit payments.

Has anyone here worked with them? Would you recommend?

THanks for any help.