Merchant Account ??

[juggernaut]

Originally Posted by noooze

all it seems i need is the merchant account - can that be from any bank ( like my own in denmark ) or does it have to go though a specialized company or ?

all i need is the account and not another payment processor.. if that can be handled

I don't know about Denmark but in the USA you can get a merchant account at just about any bank that offers business services. Citibank is world wide and they are in some pretty remote countries so I see no reason why they would not be in Denmark. I don't know what the requirements are, I know my sister had a mainstream one for her business and was blown away when I told her I pay close to 15% on my processes. She is paying 4%. Once you have a merchant account you can process CC. No one needs to handle the transaction for you, you can get software for that, and from what my sister tells me, most banks offer it now. So going to any 3rd party to handle the handshake is just going to waste you money. I would think banks have some pretty good software for such things as they are the ones who get hit the hardests. But once again I don't know 1st hand as I use CCBill here. Could not hurt to call a big international branch and ask. What does a phone call cost? Zero as far as I know as most of the banks have free 800 #