Can anyone say "scrubbing"? (funny yet disurbing email)

Kinky · 2005-03-23, 12:18 AM

yeah the scrub seems to get worse and worse... if you don't use your exact info as your CC billing info you can get declined... I had trouble because I was using dr instead of spelling out drive trying to buy some clothes online once

Mr. Blue · 2005-03-23, 01:19 AM

Yeah, I made a CC error on one form (I put in 11580 instead of my postal zip of 11582) and they refused it once and that's all they wrote. Had a hell of a time getting it to work again.

Lunatic · 2005-03-23, 03:26 AM

I don't know if this belongs in another thread, but I can't use my ePassporte virtual Visa with CCBill at any merchant even though I've never had problems with the account and my balance is high enough.
Paycom, Epoch, iBill, etc. all will accept the same card number and info. How many sales are lost by not having alternate or cascade billing?

tickler · 2005-03-23, 06:12 AM

Quote:

Originally Posted by Lunatic

I don't know if this belongs in another thread, but I can't use my ePassporte virtual Visa with CCBill at any merchant even though I've never had problems with the account and my balance is high enough.
Paycom, Epoch, iBill, etc. all will accept the same card number and info. How many sales are lost by not having alternate or cascade billing?

ePassporte is sorta Paycom/Epoch anyways. Me thinks there was some competitive blocking going on.

basschick · 2005-03-23, 07:04 AM

i have used my epassporte virtual visa to buy video editing programs, and a few other thing, but it doesn't work for anything high-risk (which means adult).

if you can't use it for anything, maybe you should contact epoch.

Quote:

Originally Posted by Lunatic

I don't know if this belongs in another thread, but I can't use my ePassporte virtual Visa with CCBill at any merchant even though I've never had problems with the account and my balance is high enough.
Paycom, Epoch, iBill, etc. all will accept the same card number and info. How many sales are lost by not having alternate or cascade billing?

ronnie · 2005-03-23, 08:44 AM

I think if we knew how many sales we lose to scrubbing we would be more than bummed.

I agree there should be other billing options, paypal types, but I have yet to see one that is instant set up. The surfer is'nt going to wait till they get approved, they will just move on to another site that will take their money instantly.

ronnie

Opti · 2005-03-23, 01:10 PM

Quote:

Originally Posted by ronnie

I think if we knew how many sales we lose to scrubbing we would be more than bummed.

... very bummed.

That sounds interesting about the epassporte redirect HarryMuff.. nice feature.

What's the site name?

Rand · 2005-03-23, 02:13 PM

Quote:

Originally Posted by ronnie

I think if we knew how many sales we lose to scrubbing we would be more than bummed.

Yeah that may be true. But it's not a perfect world. If it were and everyone was honest you wouldn't need a payment processor to approve or decline a transaction.

If it weren't for the risky transactions being declined, you wouldn't be able to stay in business.

Opti · 2005-03-23, 02:43 PM

Quote:

Originally Posted by Rand

Yeah that may be true. But it's not a perfect world. If it were and everyone was honest you wouldn't need a payment processor to approve or decline a transaction.

If it weren't for the risky transactions being declined, you wouldn't be able to stay in business.

Hey Rand,

Do you see any evidence of decline percentages shooting up recently?

Would adult sites having 50%-70% of CC transactions declined sound unusual in your experience?

ronnie · 2005-03-23, 08:00 PM

Quote:

Originally Posted by Rand

Yeah that may be true. But it's not a perfect world. If it were and everyone was honest you wouldn't need a payment processor to approve or decline a transaction.

If it weren't for the risky transactions being declined, you wouldn't be able to stay in business.

Oh I agree, there are far too many scammers. And I agree, there needs to be some protocol's in place. But we also know good cards get turned down far to often. Then again, I am not a processor, I'm sure it is a thin line.

ronnie

Toby · 2005-03-23, 02:32 PM

Quote:

Originally Posted by ronnie

I think if we knew how many sales we lose to scrubbing we would be more than bummed.

I had a sponsor tell me that their sales increased 30% when they implemented cascading billing. Bummed indeed

Lunatic · 2005-03-23, 12:09 PM

Quote:

Originally Posted by basschick

i have used my epassporte virtual visa to buy video editing programs, and a few other thing, but it doesn't work for anything high-risk (which means adult).

if you can't use it for anything, maybe you should contact epoch.

I've tried to join a few adult sites with my ePassporte virtual visa, and if they have Paycom as an alternative processor or part of their cascading billing the transaction is approved even if CCBill just denied the transaction. Since I've never had a problem with the virtual Visa, I don't know why CCBill would turn me down. I'll contact Epoch and CCBill and see what they say.

Rand · 2005-03-23, 02:08 PM

Quote:

Originally Posted by Lunatic

I can't use my ePassporte virtual Visa with CCBill at any merchant even though I've never had problems with the account and my balance is high enough.
Paycom, Epoch, iBill, etc. all will accept the same card number and info.

CCBill does not accept ePassporte.

Lunatic · 2005-03-23, 04:35 PM

Quote:

Originally Posted by Rand

CCBill does not accept ePassporte.

Thanks for clearing that up.

I'm curious why though.

Rand · 2005-03-23, 05:25 PM

Quote:

Originally Posted by Lunatic

Thanks for clearing that up.

I'm curious why though.

ePassporte blocks high-risk transactions unless the merchant has an agreement in place with ePassporte. Adult (audio-text) digital goods are MCC5967 (high risk).

If CCBill had an agreement in place with ePassporte, they could accept it as a payment type.

2005-03-23, 12:18 AM	#1
Kinky HEY NOW! Join Date: Apr 2004 Location: in the Matrix Glitching on an Endless Loop. Loop. Loop. Loop. Loo Posts: 1,218	yeah the scrub seems to get worse and worse... if you don't use your exact info as your CC billing info you can get declined... I had trouble because I was using dr instead of spelling out drive trying to buy some clothes online once __________________ don't mind me im nothing but nonsense <3

2005-03-23, 03:26 AM	#3
Lunatic Ahhh ... sweet pity. Where would my love life be without it? Join Date: Oct 2003 Location: Phoenix, AZ Posts: 200	I don't know if this belongs in another thread, but I can't use my ePassporte virtual Visa with CCBill at any merchant even though I've never had problems with the account and my balance is high enough. Paycom, Epoch, iBill, etc. all will accept the same card number and info. How many sales are lost by not having alternate or cascade billing? __________________

2005-03-23, 01:19 AM	#2
Mr. Blue Searching for Jimmy Hoffa Join Date: Jan 2005 Location: Long Island, NY Posts: 771	Yeah, I made a CC error on one form (I put in 11580 instead of my postal zip of 11582) and they refused it once and that's all they wrote. Had a hell of a time getting it to work again.

2005-03-23, 08:44 AM	#6
ronnie Wheither you think you can or you think you can't, Your right. Join Date: Jun 2004 Location: midwest Posts: 2,274	I think if we knew how many sales we lose to scrubbing we would be more than bummed. I agree there should be other billing options, paypal types, but I have yet to see one that is instant set up. The surfer is'nt going to wait till they get approved, they will just move on to another site that will take their money instantly. ronnie